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YOUR
CHEQUE BOOK
Payments
Cheques for payments can
be issued anywhere in France.
You may be asked to prove your identity.
The cheque guarantee card does not exist in France.
Withdrawals
Outside our area
(Aveyron, Lot, Tarn and Tarn et Garonne), you can make a cash
withdrawal in any Crédit Agricole Branch in France, using your
cheque book, until 400 € per 7 days period.
How to write a cheque in Euros
1 - Amount in full letters
2 - Amount in figures
3 - Beneficiary name
4 - The place where you are when writing out the cheque
5 - Date
6 - Signature
Cancelling a cheque
Under the French law a
cheque is equivalent to cash; therefore a cheque cannot be cancelled.
According to the French bankers' code of responsibility, a cheque
can only be cancelled if it is lost, stolen or deemed fraudulent by
the bank
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In Case of loss or theft of your cheque book:
- Call us on +33 (0) 565.75.75.33 or
- send a fax
on +33 (0) 565.75.52.01with an immediate contact number
- Inform the police, a copy of the report will be needed for
your file
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Unpaid cheques
Funds must be on your
account when issuing a cheque as legislation exists in France in
respect of unpaid cheques.
In the case of an unpaid cheque, the bank is compelled to report
this to the Bank of France, and to forbid the client in writing to
draw any further cheques. This can lead to a customer becoming «
interdit bancaire », which forbids a client to draw cheques for a
five year period.
In the case of an unpaid cheque, and for a first incident, a
customer has 60 days to regularise the situation. Regularisation
after the 60 days or any further incident will result in the
customer having to pay penalties to the Bank of France.
Strict legislation exists in France which does necessarily apply
elsewhere, so do be careful.
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